But some of them also offer the option to cash-out via virtual Mastercard. The great advantage of this is you can spend the money on any site which accepts Mastercard (which is plenty) and, sometimes, it's more lucrative to cash-out by claiming a virtual Mastercard than doing so via PayPal.
For instance, Swagbucks will currently give you a £10 PayPal reward for 1600 points but they'll give you a £10 virtual Mastercard for just 1440 points. Clearly, it therefore makes sense to cash-out via virtual Mastercard rather than PayPal.
There's only one problem.
And that's that not every business accepts Mastercard payments and you can't pay a virtual Mastercard directly into your bank account. Clearly, a work-around is needed.
Fortunately, there is one. And that's that you can transfer money from a virtual Mastercard into your PayPal account and then pay that money into your bank account.
The way to do it is to log in to your PayPal account and, there, send a payment request to an email address you have that isn't linked to your PayPal account.
That done, log out of PayPal. Open the email account you just sent the payment request to, open the invoice PayPal has just sent to it and, through that, choose the option of paying without a PayPal account. Fill in the details of the virtual Mastercard then submit the payment.
Now, log back in to PayPal and you should find the money's been transferred into your PayPal account. PayPal will help itself to a small percentage of the payment, as a fee, but you'll still be better off than if you'd cashed out directly to PayPal.
By using this method, you squeeze that tiny bit more money out of your Swagbucks activities than you otherwise would have. And, of course, you don't have to use it just for Swagbucks. You can use this method for any site that gives a more generous payout to those cashing-out via virtual Mastercard.
